Step 1 13 min
How to Get a New York Real Estate License: 7 Steps (2026)
How to get a New York real estate salesperson license: the 77-hour course, the $15 state exam, a sponsoring broker and the $65 eAccessNY application.
Read step 1New York real estate exam guides
Straight answers for the New York salesperson exam.
Search exam concepts, New York rules and licensing steps. Browse all 19 curriculum subjects, with worked examples and official sources.
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License Law and Regulations
Law of Agency
Legal Issues
The Contract of Sales and Leases
Real Estate Finance
Land Use Regulations
Construction and Environmental Issues
Valuation Process and Pricing Properties
Human Rights and Fair Housing
Real Estate Mathematics
Municipal Agencies
Property Insurance
Licensee Safety
Taxes and Assessments
Condominiums and Cooperatives
Commercial and Investment Properties
Income Tax Issues in Real Estate Transactions
Mortgage Brokerage
Property Management
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Step 2 12 min
What Is on the New York Real Estate Salesperson Exam?
The New York salesperson exam covers the 19 subjects of the 77-hour course. What each one tests, plus the count and passing score the state does not publish.
Read step 2Step 3 13 min
How to Study for the New York Real Estate Salesperson Exam
How to study for the New York real estate salesperson exam: map all 19 subjects, practice recall, space your review, mix scenarios and fix mistakes at the root.
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Getting licensed 13 min
How to Get a New York Real Estate License: 7 Steps (2026)
How to get a New York real estate salesperson license: the 77-hour course, the $15 state exam, a sponsoring broker and the $65 eAccessNY application.
Read the guideGetting licensed 18 min
New York Real Estate Salesperson License Requirements
NY salesperson license requirements: be 18+, finish the 77-hour course, pass the school and state exams, get a sponsoring broker and apply for $65.
Read the guideGetting licensed 16 min
What the New York 77-Hour Real Estate Course Covers
See all 19 subjects and official course hours in New York's 77-hour real estate salesperson curriculum, with a clear guide to what each subject teaches.
Read the guideGetting licensed 12 min
New York 77-Hour Course Versus the State Exam
Learn the difference between New York's 77-hour real estate course, the school proctored final and the separate state salesperson licensing exam.
Read the guideExam facts and logistics 11 min
How to Schedule the New York Real Estate Salesperson Exam
How to schedule the New York real estate salesperson exam in eAccessNY: account setup, Apply to Take an Exam, the $15 fee, confirmation and rescheduling.
Read the guideGetting licensed 11 min
New York Real Estate Exam Fees and Total Licensing Cost
The NY salesperson exam fee is $15 and the license application is $65. See what else you'll pay: the 77-hour course, retakes, renewal and brokerage costs.
Read the guideExam facts and logistics 10 min
What to Bring to the New York Real Estate Salesperson Exam
Bring an accepted, unexpired photo and signature ID and your printed eAccessNY Summary of Your Submission. Calculator rules and banned items for the NY exam.
Read the guideExam facts and logistics 11 min
What Happens on New York Real Estate Exam Day
Know what happens on New York salesperson exam day, from identification and instructions through the 1.5-hour test, conduct rules and online results.
Read the guideExam facts and logistics 9 min
How and When New York Real Estate Exam Results Appear
Where New York salesperson exam results appear in eAccessNY, how long they take, what Waiting for Score, Pass and Fail mean, and what to do after each result.
Read the guideExam facts and logistics 9 min
Does New York Publish an Exam Question Count or Passing Score?
No. New York does not publish a question count or passing score for the salesperson exam. Here is what DOS does publish and how to judge readiness.
Read the guideExam facts and logistics 12 min
What Is on the New York Real Estate Salesperson Exam?
The New York salesperson exam covers the 19 subjects of the 77-hour course. What each one tests, plus the count and passing score the state does not publish.
Read the guideGetting licensed 11 min
What to Do After You Pass the New York Real Estate Exam
Passed the NY salesperson exam? Pick a sponsoring broker, apply in eAccessNY with the $65 fee, get broker authorization, then wait for DOS approval to work.
Read the guidePrefer a complete index?Browse all guides by topicA compact directory of every published article.
Commercial and investment properties 1
Condominiums and cooperatives 1
Construction and environmental issues 1
Contracts, sales and leases 10
- Contract Breach, Remedies, Assignment and Novation in New York
- Contract Elements: Offer, Acceptance, Consideration in NY
- Estate for Years, Periodic Tenancy, At Will and Sufferance
- Gross, Net, Percentage and Graduated Leases Explained
- New York Real Estate Sales Contract Clauses Explained
- New York Statute of Frauds, Part Performance and E-Signatures
- New York Tenant Protections and Ending a Tenancy
- NY Lease Assignment, Sublease, Roommates and Improvements
- NY Offers, Binders, Options and Land Contracts Explained
- Valid vs. Void vs. Voidable Contracts: Executed and Executory
Exam facts and logistics 8
- Does New York Publish an Exam Question Count or Passing Score?
- How and When New York Real Estate Exam Results Appear
- How Long Is a Passed NY Real Estate Exam Valid? (2 Years)
- How to Schedule the New York Real Estate Salesperson Exam
- New York Real Estate Exam Calculator Rules
- What Happens on New York Real Estate Exam Day
- What Is on the New York Real Estate Salesperson Exam?
- What to Bring to the New York Real Estate Salesperson Exam
Exam strategy and student support 13
- ADHD Study Plan for the New York Real Estate Exam
- Am I Ready to Schedule the New York Real Estate Exam?
- How Confidence Ratings Reveal Your Study Blind Spots
- How to Break Down New York Real Estate Scenario Questions
- How to Build and Use a Real Estate Exam Miss Log
- How to Handle New York Real Estate Exam Test Anxiety
- How to Read EXCEPT, NOT, BEST and MOST Exam Questions
- How to Request New York Real Estate Exam Testing Modifications
- How to Review a Wrong Real Estate Practice Answer Properly
- How to Study for the NY Real Estate Exam in a Second Language
- Vocabulary Recall Versus Rule Application on the Exam
- What to Do After You Fail the New York Real Estate Exam
- Why Memorized Practice Questions Create False Readiness
Fair housing 12
- Assistance Animals vs Service Animals in New York Housing
- Discriminatory Housing Acts Under the Fair Housing Act
- Fair Housing Complaints and License Consequences in New York
- Federal Fair Housing Act Timeline and Protected Classes
- Federal Fair Housing Exemptions and New York Limits
- How Federal, NY State and Local Fair Housing Laws Interact
- New York Fair Housing Notices and Disclosure Duties
- New York Standardized Operating Procedures for Brokers
- New York State Housing Protections Beyond Federal Law
- Reasonable Accommodation vs. Reasonable Modification in Housing
- Source of Income and Immigration Status Protections in NY Housing
- Steering vs. Blockbusting vs. Redlining vs. Biased Advertising
Forms and document walkthroughs 8
- How to Read a Closing Disclosure for a New York Home
- How to Read a Deed, Survey and Title Report Together
- How to Read a Loan Estimate for a New York Home Purchase
- How to Read a New York Contract of Sale Without Practicing Law
- How to Read a New York Residential Lease for Exam Questions
- How to Read a New York Salesperson License Application
- How to Read New York's Property Condition Disclosure
- How to Read the New York Section 443 Agency Disclosure Form
Getting licensed 12
- Can You Take the New York Real Estate Exam Online?
- Does a New York Prelicensing Course Certificate Expire?
- How to Find a New York Approved Real Estate School
- How to Get a New York Real Estate License: 7 Steps (2026)
- New York 77-Hour Course Versus the State Exam
- New York Real Estate Exam Fees and Total Licensing Cost
- New York Real Estate Reciprocity and Education Waivers
- New York Real Estate Salesperson License Requirements
- New York Salesperson License Application and Lifecycle
- NY Real Estate Course: Online vs Livestream vs In-Person
- What the New York 77-Hour Real Estate Course Covers
- What to Do After You Pass the New York Real Estate Exam
Income tax issues 1
Land use regulations 1
Law of agency 14
- Actual, Apparent and Unauthorized Authority in NY Real Estate
- Agent, Principal, Client and Customer in New York Real Estate
- Client vs. Customer Duties in New York Real Estate
- Dual Agency and Informed Consent in New York
- Dual Agency With Designated Sales Agents in New York
- Fiduciary Duties, Self-Dealing and Misrepresentation in NY
- How NY Real Estate Agency Is Created and Terminated
- Independent Contractors, IRC 3508 and Broker Supervision
- NY Broker Supervision and Vicarious Liability Explained
- NY Listing Agreements, Buyer Agreements and Changing Agency Roles
- Procuring Cause, Commissions and Antitrust in New York
- Section 443 Agency Disclosure Timing and Refusal to Sign
- Seller, Landlord, Buyer and Tenant Agency in New York
- Subagent vs. Broker's Agent in New York Real Estate
Legal issues 14
- Descent, Devise and Escheat: How NY Real Property Passes at Death
- Easements, Licenses, Encroachments, Party Walls and Adverse Possession
- Fee Simple, Life Estates and Leasehold Estates in New York
- Fixtures vs Personal Property vs Trade Fixtures in NY
- General vs Specific Liens and Notice of Pendency in NY
- Legal Descriptions, Surveys, Metes and Bounds and Lot and Block
- New York Real Estate Closing: Final Walk-Through to Prorations
- New York Recording Act: Race-Notice, Priority and Chain of Title
- NY Bargain and Sale vs Warranty vs Quitclaim Deeds
- NY Bundle of Rights and Physical Characteristics of Land
- NY Title Search, Abstract, Marketable Title and Title Insurance
- Severalty, Partition, Trusts and Business Ownership in New York
- Tenancy in Common vs. Joint Tenancy vs. Tenancy by the Entirety
- What Makes a Deed Valid in New York?
License law 10
- Article 12-A Explained for the NY Real Estate Salesperson Exam
- Broker, Associate Broker and Salesperson Roles in New York
- How to Change Sponsoring Brokers in New York
- New York Escrow, Commingling and Record Rules
- New York Real Estate Advertising Rules and Blind Ads
- New York Real Estate Complaints, Hearings and Penalties
- New York Real Estate License Exemptions Explained
- New York Sponsoring Broker Supervision and Compensation
- New York Unlicensed Real Estate Assistant Rules
- Which New York Real Estate Activities Require a License?
License renewal 1
Licensee safety 1
Mortgage brokerage 1
Municipal agencies 1
Official updates and rule changes 4
Property insurance 1
Property management 1
Real estate finance 12
- FHA, VA and USDA Rural Housing Loans in New York
- Fixed, ARM, Balloon, Graduated and Straight Mortgages (NY)
- Mortgage Underwriting, PMI and High-Cost Loan Rules in New York
- New York Conventional, Conforming, Jumbo and Construction Loans
- New York Foreclosure, Mortgage Assumption and Subject-To Sales
- New York Mortgage Clauses: Acceleration, Alienation and Prepayment
- Primary vs Secondary Mortgage Market and Loan Assignment
- Promissory Note vs Mortgage in New York: Why It Matters
- RESPA, TRID, Loan Estimates and Closing Disclosures in New York
- SONYMA Programs and Eligibility for New York Homebuyers
- TILA and Regulation Z: APR, Rescission and Mortgage Ad Rules
- What Is PITI? Mortgage Escrow and Housing Cost in New York
Real estate mathematics 15
- Acres, Front Feet and Price Per Square Foot Math
- Appreciation, Depreciation, Profit, Loss and Equity Math
- Area, Perimeter and Cubic Feet for the New York Exam
- Assessed Value, Equalization Rates and New York Tax Bills
- Cap Rate, IRV, GRM and Real Estate Cash-Flow Math
- Closing Prorations, Day Counts, Debits and Credits
- Discount Points and Loan Charges for the New York Exam
- Loan-to-Value, Down Payment and DTI Math for the NY Exam
- New York Mortgage Recording Tax Calculations
- New York Real Estate Commission and Split Calculations
- New York Real Estate Exam Math Formulas: One Map
- New York Real Estate Transfer Tax Calculations
- Part, Rate and Whole for New York Real Estate Math
- PGI, EGI and NOI: How to Calculate Net Operating Income
- Simple Interest for the New York Real Estate Exam
Study strategy 2
Taxes and assessments 1
Valuation process and pricing properties 4
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