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What this guide does
It explains the curriculum concept, applies it to New York scenarios and links the primary material used for regulated or date-sensitive claims. It is independent exam preparation, not legal, tax, lending, appraisal or eligibility advice.
The most important current points for a student are the move from 75 to 77 hours of qualifying education effective December 21, 2022, the expanded fair housing content, the current $15 exam fee and $65 initial license fee, the Department's current no-reciprocity rule, and the removal of the former $500 Property Condition Disclosure Act credit effective March 20, 2024. The required property disclosure form was updated again effective July 1, 2025.
Current status at a glance
| Question | Confirmed current answer |
|---|---|
| What is the exam format? | Multiple choice |
| How much time is allowed? | 90 minutes |
| What is the exam based on? | The 77-hour salesperson prelicensing curriculum |
| Does DOS report a numerical score? | No, results appear as Pass or Fail |
| How long is a passing result valid? | Two years |
| What is the exam fee? | $15 |
| What is the initial salesperson license fee? | $65 |
| Is a sponsoring broker required? | Yes |
| Does New York currently have reciprocity with another state? | No |
| Does the official exam page publish a question count? | No |
| Does it publish an official numerical passing threshold? | No |
| Does it publish official exam subject weighting? | No |
This table reports what the Department currently publishes. It does not convert course hours into an exam blueprint.
Official source map
The Department of State's “Become a Real Estate Salesperson” page controls the current public exam instructions, duration, fees, identification list, score reporting and application route. The March 2026 Department compilation of the Real Estate License Law contains the current course-hour table and regulations. The Department's licensing-updates page records the fee increase and standardized operating procedure requirements. The salesperson FAQ confirms the current no-reciprocity position and education transition rules.
The New York Senate's current statutory text is used for Article 12-A and Article 14 changes. Department materials and statutes were checked on August 27, 2026.
What changed in the qualifying course?
December 21, 2022: 75 hours became 77 hours
The salesperson qualifying course increased from 75 instructional hours to 77. The Department's Real Estate Board reported that this change took effect December 21, 2022. The expansion reflected legislation requiring two additional hours of prelicensing fair housing education.
The current regulations allocate the 77 instructional hours across 19 subjects:
| Subject | Course hours |
|---|---|
| License Law and Regulations | 3 |
| Law of Agency | 11 |
| Legal Issues | 10 |
| The Contract of Sales and Leases | 3 |
| Real Estate Finance | 5 |
| Land Use Regulations | 3 |
| Construction and Environmental Issues | 5 |
| Valuation Process and Pricing Properties | 3 |
| Human Rights and Fair Housing | 6 |
| Real Estate Mathematics | 1 |
| Municipal Agencies | 2 |
| Property Insurance | 1 |
| License Safety | 1 |
| Taxes and Assessments | 3 |
| Condominiums and Cooperatives | 4 |
| Commercial and Investment Properties | 10 |
| Income Tax Issues in Real Estate Transactions | 3 |
| Mortgage Brokerage | 1 |
| Property Management | 2 |
| Total instruction | 77 |
The regulations list a three-hour school final examination in addition to the 77 hours of instruction, making 80 scheduled hours in the approved course structure.
Course hours do not create a published state-exam distribution
The hour table governs approved qualifying education. It does not say the state exam will use the same proportion of questions. A six-hour course subject is not promised a particular number of state-exam items, and a one-hour subject should not be ignored.
Use the 19 subjects as the complete curriculum map. Do not label their hours “official exam weights” unless the Department publishes a separate exam blueprint saying so.
The school final and state exam are separate
The Department's current FAQ states that applicants complete a school-administered proctored examination in addition to the qualifying examination administered by the Department of State.
A student therefore passes two different checkpoints:
- the approved provider's course final, which completes the qualifying course
- the Department's salesperson examination, which is part of the licensing process
Passing one does not stand in for the other.
What has not changed about the current state exam?
The current Department page still states that:
- the exam is multiple choice
- the exam is based on the 77-hour prelicensing curriculum
- applicants receive 90 minutes after instructions conclude
- scheduling and results are handled through eAccessNY
- results are reported as Pass or Fail
- a passing result remains valid for two years
- a person who fails may schedule another exam through eAccessNY
No Department notice identified in the official sources reviewed through August 27, 2026 announces a new format, remote-at-home exam, published numerical score or new official weighting table.
Why this page does not state an exam question count
Many third-party pages state a fixed number of New York salesperson exam questions. The Department's current public salesperson exam page does not publish that count. It publishes the format and time limit.
The careful answer is:
The current official page confirms a multiple-choice exam with a 90-minute time limit. It does not publish an official question count.
That wording remains useful if a testing form changes without an announcement to course providers. It also prevents a student from planning pace around an unsupported number.
Why this page does not state a numerical passing score
The Department says results are reported as Pass or Fail and that applicants do not receive a numerical score. Its public page does not state a numerical passing percentage.
Do not convert an old school policy, another state's standard or a commercial practice-test target into an official New York threshold. A personal practice target can be useful, but it should be labeled as a study target rather than the state's published rule.
Current exam-day rules that students should recheck
The Department currently requires:
- current, government-issued, photo-bearing identification with a signature from its accepted list
- the “Summary of Your Submission” page produced when the exam was scheduled, including the candidate number
The current accepted-ID list includes several physical documents and New York Mobile ID at Albany, Buffalo, Hauppauge and New York City exam locations. Mobile ID acceptance is therefore location-specific on the current page.
The Department currently allows a calculator only when it is battery or solar powered, silent, nonprinting and without an alphabetic keyboard. Phones and other electronic devices must be turned off. Books, dictionaries, notes and other reference materials are not allowed.
Exam sites, closures and accepted technology can change faster than statutes. Reopen the Department page and the scheduled-exam summary shortly before the appointment.
Current fees and when they changed
Effective January 21, 2022, the salesperson initial and renewal license fee increased to $65. The Department explains that the increase applies to initial and renewal applications. Real Property Law section 441-b reflects a $55 salesperson fee plus a $10 fair housing surcharge.
The current Department fee list is:
- $15 written examination
- $65 initial salesperson application
- $65 salesperson renewal
- $10 personal name or address change, with no fee for a name change resulting from marital status
- $10 duplicate license or registration request
Application fees are nonrefundable. School tuition and optional exam-preparation products are not Department exam fees.
Current application sequence
For a first-time applicant qualifying by exam, the current path is:
- Complete approved qualifying education and the school final.
- Schedule and pass the Department exam through eAccessNY.
- Apply online through the existing eAccessNY account.
- Enter the sponsoring broker and correct office information.
- Pay the application fee.
- Have the principal broker authorize the pending application.
- Wait for Department review and issuance.
The exam result alone does not create a license. Broker authorization alone does not create one either. A person must wait for Department issuance and an active association before performing licensed activity.
Current reciprocity rule
The Department's current salesperson FAQ says New York does not have reciprocity with any other state.
An out-of-state license therefore does not by itself produce a New York salesperson license. A person who completed education outside New York may submit a written request for an education waiver with proof of course completion, a detailed topic-and-hours outline and a course description. A waiver is a Department evaluation of education, not reciprocal recognition of the other license.
Avoid using an old reciprocity chart without checking the live Department FAQ.
Fair housing changes that still affect study and practice
June 20, 2020: disclosure, posting and course-recording rules
New fair housing regulations took effect June 20, 2020. Department guidance explains three major requirements:
- A licensee must provide the Department's Fair Housing and Anti-Discrimination Disclosure upon first substantive contact with a prospective buyer, tenant, seller or landlord. The broker must retain the form for three years from issuance.
- Required fair housing notices must be displayed at broker offices, on covered websites and at open houses as the rule specifies.
- Approved fair housing education providers must create a complete audio and video recording of each fair housing course and retain it for one year.
The fair housing disclosure is not the section 443 agency disclosure. One informs consumers of anti-discrimination protections. The other explains the licensee's agency role.
July 1, 2021: continuing education changes
The Department's current FAQ states that licensees generally must complete 22.5 hours of approved continuing education, with required topics including fair housing, ethics, recent legal matters, implicit bias, cultural competency and agency. Attorneys admitted to the New York State Bar remain the stated exception to the continuing-education requirement.
This is a renewal rule, not part of the initial 77-hour course. A student should know the distinction because the license lifecycle begins after the initial license is issued.
December 21, 2022: stronger prelicensing fair housing content
The two-hour salesperson course expansion increased Human Rights and Fair Housing to six instructional hours in the current course table. The current curriculum also treats fair housing as a working responsibility across advertising, agency, screening and consumer service, not as an isolated vocabulary list.
April 20, 2022: standardized operating procedures
Every New York real estate broker must have standardized operating procedures addressing whether prospective homebuyers must show identification, sign an exclusive broker agreement or provide mortgage preapproval before receiving services.
The Department's update says that, beginning April 20, 2022:
- brokers must make the procedures publicly available as required
- a broker's public website and mobile application must display them
- covered agent and team sites must display them or link directly to the broker's posting
- broker offices must make them available
- amendments must be dated, notarized, archived and posted within the specified time
- licensees operating under the broker must follow the procedures
The amended law removed the earlier requirement to file the procedures with the Department. Students should not choose “file every SOP with DOS” as the current rule.
March 20, 2024: the $500 property disclosure credit ended
Chapter 484 of the Laws of 2023 changed the Property Condition Disclosure Act effective March 20, 2024.
The law:
- repealed the former $500 closing-credit alternative
- expanded the statutory disclosure form's flood-risk questions
- preserved existing causes of action and set out seller liability language for willful failure under section 465
An old exam-prep statement saying a seller can choose between the form and a $500 credit is no longer current.
The expanded form asks about FEMA flood areas, federal flood-insurance requirements, known federal disaster assistance, existing flood insurance, elevation certificates, flood claims and water damage from specified events.
July 1, 2025: a revised property disclosure form became required
The Department identifies DOS-1614-f, revised February 2025 and effective July 1, 2025, as the required Property Condition Disclosure Statement.
The revised form retains 56 numbered items and includes the expanded flood section. It also points users to New York State Department of Health information on septic-system operation and maintenance.
This was a form update. It did not restore the repealed $500 credit, turn the statement into a warranty or require the seller under Article 14 to conduct an inspection.
March 2026: current license-law compilation
The Department published a March 2026 Real Estate License Law compilation. It is the best consolidated Department source for Article 12-A and the applicable regulations at this checkpoint.
A new compilation date does not mean every section changed in March 2026. It means students should prefer the current compilation over an older PDF when checking regulation text, course hours and cross-references. For a statute that may have changed after compilation, compare it with the current New York Senate text.
Proposed legislation is not a current exam rule
A bill can have a sponsor, bill number, committee assignment and proposed effective date without becoming law. A bill that passed one chamber is still not necessarily law. Likewise, an adopted statute may require a later effective date or implementing form before it changes what a student should do.
Before treating a proposal as current:
- Check its status on the New York Senate or Assembly site.
- Confirm that it passed both houses.
- Confirm gubernatorial action or another valid path to enactment.
- Read the chapter law and effective date.
- Check whether the Department changed its form, regulation, FAQ or curriculum.
This page does not place pending bills in the current-rule table.
How to tell whether an online “update” is reliable
Use this five-part test:
1. Is the source official?
Prefer the Department of State, New York Senate current statutes, New York State Register, Division of Human Rights and other responsible government agencies.
2. Is the date a publication date or an effective date?
A law signed in one year can take effect later. Study the effective date.
3. Is the page describing the course or the state exam?
Course hours, school finals and provider policies should not be relabeled as state-exam specifications.
4. Is the statement about an applicant or a licensee?
The 77-hour requirement applies before initial licensure. The 22.5-hour continuing-education requirement applies to renewal. Mixing them creates false study advice.
5. Does the official current page still support the claim?
Old forms and cached articles remain online. Compare them with the live Department page and current law.
What students should change in their study plan
Use the full 19-subject curriculum
Build a checklist from all 19 subjects. Do not study only license law, agency and math.
Give fair housing its current depth
Study federal, state and local protections, steering, blockbusting, discriminatory advertising, disability accommodations and modifications, source-of-income issues, standardized operating procedures, the fair housing disclosure and enforcement consequences.
Learn rules as decisions
For each topic, be able to answer:
- Who owes the duty?
- To whom is it owed?
- What action is required or prohibited?
- When must it happen?
- What document or record proves compliance?
- What exception changes the result?
Mark changed rules visibly
Create a short “old versus current” sheet:
| Outdated statement | Current rule |
|---|---|
| Salesperson course is 75 hours | Current course is 77 instructional hours |
| Property disclosure can be skipped for a $500 credit | Credit alternative was repealed effective March 20, 2024 |
| New York accepts licenses through reciprocity | DOS says there is currently no reciprocity with another state |
| Course hours equal a state-exam distribution | DOS publishes course hours, not a state-exam distribution |
| The broker's SOP must be filed with DOS | Filing requirement was removed; public availability and record duties remain |
| A passing exam result is the license | Application, sponsorship, broker authorization and Department issuance still follow |
Worked exam-update scenarios
Scenario 1: fixed question count
A commercial page states an exact state-exam question count but does not cite a current Department source.
Do not present that number as official. The current Department page confirms multiple choice and 90 minutes but does not publish a question count.
Scenario 2: 75-hour student
An applicant completed the former 75-hour course and wants a license now.
The current Department instructions describe an additional two-hour fair housing and/or implicit-bias course for that transition route, subject to the course-validity rules.
Scenario 3: reciprocal license
A person licensed in another state assumes New York will issue a salesperson license without further review.
The current Department FAQ says there is no reciprocity. The person may request an education waiver with the required proof, but that is not automatic license recognition.
Scenario 4: $500 credit
A seller wants to omit the Property Condition Disclosure Statement and give the buyer $500 at closing.
That credit alternative was repealed in 2024. Apply the current Article 14 requirements and exemptions.
Scenario 5: course hour used as weighting
A student predicts that Commercial and Investment Properties must make up a fixed fraction of the state exam because the course assigns it ten hours.
That is not an official weighting. The table governs course instruction.
Scenario 6: SOP filed with the state
A question says every broker must send each standardized operating procedure to the Department.
The later amendment removed the filing requirement. The broker still has posting, availability, amendment and archive duties.
Scenario 7: proposed bill treated as law
A social post quotes a bill's proposed effective date and says the exam changed that morning.
Check enactment, actual effective date and Department implementation before changing the answer.
Common misconceptions
“The state publishes an official question distribution”
Not on its current public salesperson exam page. The 77-hour allocation is a course syllabus.
“A Pass result means the applicant can begin immediately”
No. A passing result is one licensing requirement. The application and active broker association still matter.
“Current rules are all in one PDF forever”
No. Statutes, regulations, forms and Department instructions can update on different dates.
“Any change in real estate law changes the state exam immediately”
Not necessarily. The law may fall outside the curriculum, have a future effective date or await implementation. Students should know the current law relevant to the published syllabus without inventing a new exam specification.
“The 77-hour course includes the three-hour final”
The current regulatory table lists 77 hours of instruction and a separate three-hour final, for 80 total scheduled hours.
Frequently asked questions
Did the New York real estate salesperson exam change in 2026?
No official Department notice reviewed through August 27, 2026 announces a new salesperson exam format. The current page still describes a multiple-choice exam based on the 77-hour curriculum with 90 minutes allowed.
How many questions are on the New York salesperson exam?
The current Department public exam page does not publish an official question count. Avoid labeling a third-party number as a state specification.
What score is needed to pass the New York salesperson exam?
The Department reports only Pass or Fail and does not publish a numerical passing threshold on the current public page.
Is the New York salesperson course 75 or 77 hours?
It is currently 77 hours of instruction. The increase from 75 hours took effect December 21, 2022. The approved course structure also lists a separate three-hour school final.
How long is the New York salesperson exam?
The Department allows 90 minutes. The time begins after the exam instructions conclude.
How much does the state exam cost?
The current Department exam fee is $15. The initial license application is a separate $65 fee.
How long is a passing result valid?
A passed salesperson exam result is valid for two years.
Does New York have real estate license reciprocity?
The Department says it currently has no reciprocity with another state. An applicant may request an education waiver where appropriate.
Is the $500 property disclosure credit still available?
No. It was repealed effective March 20, 2024.
Where should I check for the next exam change?
Use the Department's “Become a Real Estate Salesperson,” “Important Updates: Licensing,” current Real Estate License Law and salesperson FAQ pages. Check the New York Senate current statutes for enacted changes.
What to study next
Start with what the New York salesperson exam tests, then review the 77-hour curriculum guide and exam-day rules. Use the 19-subject study guide and free practice sampler after marking the outdated rules listed above.
Sources and verification notes
This canonical page was checked on August 27, 2026. It reports confirmed rules, effective changes and the Department's current published exam information. It does not treat course-hour allocations as exam weights or pending legislation as law. Because exam sites, accepted ID, forms and portal instructions can change, students should reopen the linked Department pages shortly before acting.
- New York Department of State, Become a Real Estate Salesperson. Current exam format, duration, score reporting, result validity, identification, fees and application process.
- New York Department of State, Real Estate License Law, March 2026. Current Article 12-A and regulatory compilation, including the 77-hour subject table.
- New York Department of State, Important Updates: Licensing. Standardized operating procedures, 2022 license fee increase and current form notices.
- New York Department of State, Real Estate Salesperson FAQ. School final, older-course transition routes, continuing education and current no-reciprocity statement.
- New York Department of State, 2022 Real Estate Board meeting summary. Effective dates for the salesperson course increase and expanded fair housing education.
- New York Department of State, fair housing guidance for real estate licensees. First-substantive-contact disclosure, posting and record requirements effective June 20, 2020.
- New York Department of State, Real Estate Continuing Education Update. Required ethics and recent-legal-matters education and removal of the former long-service broker exemption.
- New York Real Property Law section 441-b. Current salesperson and examination fee provisions.
- New York Real Property Law section 442-h. Standardized operating procedure authority and related licensee duties.
- New York Real Property Law section 462. Current Property Condition Disclosure Statement and flood questions.
- New York Real Property Law section 465. Current disclosure liability language after repeal of the credit provision.
- New York Department of State, current Property Condition Disclosure Statement. Required form effective July 1, 2025.
This article provides general educational guidance. It does not reproduce live examination content or provide legal advice.
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