New York real estate glossary

Know the term. Understand the rule.

Search 189 exam terms from all 19 New York salesperson curriculum subjects. Every definition opens into a sourced guide with an exam cue, a practical example and the distinction students often miss.

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12 terms beginning with T

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T

Mortgage brokerage

Table funding

A closing arrangement in which a loan is funded by an advance from another person and assigned at or around settlement, as defined by applicable lending rules.

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Municipal government

Tax assessor

The local official responsible for valuing real property for assessment administration.

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Income tax

Tax depreciation

A tax deduction that allocates the cost or other basis of qualifying property over a recovery period.

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Taxes and assessments

Tax levy

The total amount a taxing jurisdiction determines it must raise through property taxes.

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Taxes and assessments

Tax lien

A charge against property for unpaid property taxes.

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Taxes and assessments

Tax rate

The rate applied to taxable assessed value to calculate property tax for a jurisdiction.

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Taxes and assessments

Taxable assessed value

The portion of assessed value remaining after applicable exemptions for the tax being calculated.

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Property rights and title

Tenancy by the entirety

A form of ownership available to married spouses that includes survivorship and protections tied to the marital unit.

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Property rights and title

Tenancy in common

Concurrent ownership in which each co-owner holds an undivided interest without an automatic right of survivorship.

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Property management

Tenant screening

A consistent process for evaluating rental applicants using lawful, relevant criteria.

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Property rights and title

Title

The legal ownership interest in real property, together with the rights that ownership carries.

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Property rights and title

Title insurance

Insurance that protects against covered title defects under the terms and exceptions of the policy.

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