New York real estate glossary

Know the term. Understand the rule.

Search 189 exam terms from all 19 New York salesperson curriculum subjects. Every definition opens into a sourced guide with an exam cue, a practical example and the distinction students often miss.

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12 terms beginning with M

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M

Condominiums and cooperatives

Maintenance

The periodic amount a cooperative shareholder pays toward the corporation's building expenses and obligations.

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Property management

Management agreement

A contract authorizing a property manager to perform stated services for an owner.

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Valuation

Market value

An opinion of the most probable price a property should bring under specified competitive and open-market conditions.

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Property rights and title

Marketable title

Title reasonably free from serious doubt or a substantial risk of litigation.

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Real estate math

Mill

A property-tax rate unit equal to one dollar of tax per one thousand dollars of taxable value.

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Construction and environment

Mold

Fungi that can grow indoors when moisture and suitable material are present.

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Real estate finance

Mortgage

A security instrument that creates a lien on real property to secure repayment of a debt.

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Mortgage brokerage

Mortgage banker

A person or entity in the business of making mortgage loans with its own funds or a credit line, subject to applicable licensing or exemption rules.

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Mortgage brokerage

Mortgage broker

A person or entity that solicits, processes, places or negotiates mortgage loans for others rather than acting as the funding lender in the ordinary broker role.

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Mortgage brokerage

Mortgage loan originator

An individual who, for compensation or expected gain, takes a residential mortgage application or offers or negotiates residential mortgage terms, subject to statutory exceptions.

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Real estate finance

Mortgagee

The lender or other holder that receives the mortgage interest securing the debt.

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Real estate finance

Mortgagor

The borrower or property owner who gives a mortgage as security for a debt.

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