Direct answer
What does Lien mean?
A claim or charge against property that can secure payment or performance.
Exam cue: Classify the lien and determine whether it is voluntary, involuntary, specific or general when the question asks.
What does it look like in a question?
New York example
A mortgage creates a lien securing repayment of the loan.
Common exam trap
What should you not confuse it with?
A lien is an encumbrance, but it does not by itself transfer title.
Related property rights and title terms
DeedA written instrument used to transfer an interest in real property.EasementA nonpossessory right to use another person's land for a stated purpose.EncroachmentA physical improvement that crosses a property line or intrudes into another protected area.Fee simpleThe broadest private ownership estate, potentially lasting indefinitely and subject to government powers and private restrictions.FixtureAn item that began as personal property but is treated as part of the real property because of attachment, adaptation and intent.Joint tenancyConcurrent ownership that includes a right of survivorship when it is properly created.
Sources used2 references with section locators
The curriculum citation confirms exam scope. Definition and rule citations support the explanation itself. Links and locators were checked on August 26, 2026.
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