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Licensee safetySubject 13 of 19

Incident report

A factual written record of an accident, threat, injury, near miss, property loss or other significant event.

Direct answer

What does Incident report mean?

A factual written record of an accident, threat, injury, near miss, property loss or other significant event.

Exam cue: Record who, what, when and where without speculation, and follow brokerage, emergency and legal procedures.

What does it look like in a question?

New York example

After a visitor falls at an open house, the agent documents observed facts and people present.

Common exam trap

What should you not confuse it with?

An incident report is not a place to admit liability or diagnose an injury.

Sources used1 reference with section locators

The curriculum citation confirms exam scope. Definition and rule citations support the explanation itself. Links and locators were checked on August 26, 2026.

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A definition helps with recall. The subject guide shows how the rule interacts with documents, scenarios, calculations and practice questions.