Direct answer
What does Incident report mean?
A factual written record of an accident, threat, injury, near miss, property loss or other significant event.
Exam cue: Record who, what, when and where without speculation, and follow brokerage, emergency and legal procedures.
What does it look like in a question?
New York example
After a visitor falls at an open house, the agent documents observed facts and people present.
Common exam trap
What should you not confuse it with?
An incident report is not a place to admit liability or diagnose an injury.
Related licensee safety terms
Sources used1 reference with section locators
The curriculum citation confirms exam scope. Definition and rule citations support the explanation itself. Links and locators were checked on August 26, 2026.
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